Quick verdict: Mullvad is my low-commitment choice at €5 per month; PIA is the alternative for a verified longer-term USD offer; Surfshark Starter suits buyers who want its VPN-focused tier across many devices. Compare the full initial charge and renewal period before choosing a low monthly headline.
Cheap should mean affordable for the time you will actually use the VPN. This guide separates a short commitment, a long prepaid deal and a bundle-based alternative, then shows how to compare their costs without mixing currencies or hiding renewal.
Official pricing and plan sources checked 7 October 2026 UTC. Examples are the inspected regional offers; checkout currency, taxes and eligibility may differ.
Ranked shortlist: three budget decisions
- Mullvad: predictable cost without a multi-year commitment.
- Private Internet Access: a longer prepaid USD offer and granular VPN controls.
- Surfshark Starter: a VPN-focused subscription with optional separate bundles.
Compact cost and capability comparison
Scroll horizontally to see all columns.
| Product | Pricing (devices/users) | Main capabilities |
|---|---|---|
Full review | €5 per month, VAT included; 5 devices. Same monthly rate across prepaid durations. View plans | Account-number VPN with prepaid access. |
| US$11.95/month or $47.88/year; same listed renewal amount/period. Unlimited simultaneous devices. Check pricing | Consumer VPN; WireGuard and OpenVPN options; desktop kill-switch and supported-location port-forwarding controls. | |
Full review | Paid VPN: unlimited simultaneous devices. Starter is the VPN-focused tier; One and One+ are separate bundles. Compare current initial total and annual renewal. View plans | Consumer VPN with separate One/One+ security bundles. |
Why these three, in this order
I put spending predictability and avoiding an unnecessary long commitment ahead of the lowest promotional monthly equivalent. Mullvad therefore leads for a reader unsure how long they need the service. PIA fills the long-term-value role; Surfshark provides a distinct tiered alternative. This is not a claim that a euro price is universally lower than a dollar price.
The former seven-provider list mixed different billing models and repeated similar paid-VPN roles. CyberGhost remains a useful alternative if its longer refund window and task-labelled servers matter, but its promotional term and annual renewal need a separate check. NordVPN, ExpressVPN and PureVPN do not add enough distinct budget decisions to justify stretching this shortlist. Inclusion and order follow the buying job, not overall review scores.
1. Mullvad: the best starting point for a short commitment
Mullvad charges €5 per month including VAT, whether you prepay one month or longer. One month is €5; three are €15; twelve are €60. Its five-device allowance suits one person’s usual desktop and mobile setup, but a larger household may need a different service. Account creation uses a generated number rather than an email address.
The benefit is the small initial commitment. If you stop needing it after a trip, you have not prepaid several years. Keep your account number securely and check the selected payment method’s fourteen-day refund conditions before paying; some methods have exceptions.
Mullvad does not support port forwarding and is not a promise of reliable streaming access. Choose PIA if supported-location port forwarding is part of your intended VPN workflow; choose a different plan if five devices are insufficient. The flat price is easy to understand, but it is not necessarily the cheapest way to buy several years of VPN time.
Our privacy VPN guide explains the account and payment trade-offs in more detail.
2. PIA: a longer commitment with explicit billing periods
Private Internet Access fits a buyer who expects to use a VPN for years and wants settings such as WireGuard/OpenVPN choices, supported-client kill-switch controls and port forwarding in supported locations. Its VPN subscription permits unlimited simultaneous devices. Availability of a client or protocol does not guarantee every setting on every operating system.
The inspected USD purchase page lists $11.95 monthly or $47.88 for a year, with the same displayed renewal amount and interval for each. Its longer offer shows three years plus three extra months at a $2.03 monthly equivalent, with $79 renewal every three years. Use the actual initial total shown at checkout; multiplying a rounded $2.03 by 39 yields $79.17 and should not be presented as the exact charge.
At a $79 renewal, the next 36 months average about $2.19 per month. The bonus-month introductory equivalent and the subsequent three-year period are different calculations. New-subscriber website purchases advertise a thirty-day guarantee; third-party store refunds follow store terms. Antivirus and a dedicated IP are optional extras, not part of every headline VPN price.
The main drawback is the commitment: a low long-term average can cost more in cash today than a month of Mullvad. Port forwarding is not available in every VPN location, and neither unlimited devices nor a low price ensures streaming access.
3. Surfshark Starter: compare the VPN tier before the bundle
Surfshark Starter is the sensible tier to compare when you mainly need a VPN. Paid access allows unlimited simultaneous devices, subject to its terms. One and One+ add other products; do not pay for a bundle because a comparison table incorrectly credits all of its features to Starter.
The inspected euro offer charges €67.23 for 27 months, or €2.49 per month, with VAT potentially added. One is €75.33 for that period, an €8.10 extra upfront commitment; One+ is €121.23, an extra €54 over Starter. Those are bundle differences in the observed offer, not permanent global prices.
A two-year introductory purchase can renew annually. The future renewal amount was not established by the inspected offer, so verify it at checkout rather than applying €2.49 indefinitely. Trial access has a three-device limit distinct from unlimited paid access; cancel a trial through its purchase channel rather than assuming a website refund covers an app-store charge.
Read the Surfshark review for platform and bundle distinctions. Choose Mullvad if a small, predictable commitment matters more than a longer discounted offer.
How to calculate the price you will really pay
| Cost question | Calculation or check | Why it matters |
|---|---|---|
| Initial monthly equivalent | Actual initial charge ÷ included months | The headline is usually not a monthly bill |
| Renewal equivalent | Renewal charge ÷ renewal months | Bonus months may disappear and billing can become annual |
| Unused commitment | Full upfront purchase vs months you expect to use | A low average does not refund unused prepaid years |
| Comparable currency | Use your own checkout currency and tax total | USD and EUR amounts are not directly interchangeable |
For example, €67.23 divided by 27 is exactly €2.49, while €60 divided by twelve is €5. These calculations explain the euro offers; they do not convert PIA’s USD prices. Keep foreign-exchange conversion separate, using the rate and fees your payment method actually applies.
Before paying, compare the headline equivalent, full initial charge, months included and renewal amount and interval. A low introductory rate does not establish a low renewal price.
When a free plan is the cheaper decision
If you only need occasional browsing, do not begin with a multi-year paid offer. Proton Free has an ongoing no-cost role, with unlimited data and one connection but less location control and fewer features than VPN Plus. A paid refund guarantee is not an ongoing free plan; you must spend money first and meet its refund conditions.
Our free VPN guide explains the data and location trade-offs. Pay only when a necessary feature, location or device allowance justifies it.
Do not trade away the basics to save a little
- Check the official client supports your operating-system version and required connection controls.
- Read what the privacy policy says about activity, account and payment data; an audit has a date and limited scope.
- Check your intended service and network before a long commitment. No VPN guarantees streaming access.
- Record the initial total, renewal charge, renewal period, tax and cancellation path.
- Use HTTPS, device updates and strong account authentication; a VPN does not replace antivirus or prevent every scam.
Verdict: buy the right commitment
For a short or uncertain need, my first choice is Mullvad’s flat monthly model. For an established long-term need, compare PIA’s exact initial total and three-year renewal. Surfshark Starter is the alternative if its client features and tier model fit you. The right cheap VPN is the one whose full commitment and limits suit your use, not simply the lowest number beside “per month.”
Frequently asked questions
Is a $2 monthly VPN charged monthly?
Usually that number is an equivalent for a prepaid longer offer. Check the full upfront charge and included months.
Are bonus months included at renewal?
Do not assume so. Verify the renewal amount and period separately; a two-year offer may renew annually.
Is Mullvad the cheapest VPN?
It offers a predictable €5 monthly price without a multi-year commitment. Longer promotional offers can have a lower average but require more cash upfront.
Does Starter include Surfshark antivirus?
Starter is the VPN-focused tier. Antivirus and other security products belong to separate bundles; confirm the current plan comparison.
Can I compare euro and dollar headline prices?
Only after checking the same duration, taxes and an appropriate conversion rate. Keep the original currency visible.
Is a refund offer a free VPN?
No. You pay first and must meet refund conditions. An ongoing free plan is a different product choice.
Sources
- Mullvad pricing and device allowance
- PIA current purchase and renewal offers
- PIA subscription periods and devices
- Surfshark regional plan comparison
- Proton Free-plan scope
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